Games of Knowledge

knowledge | July 31, 2010

Do you have your own boat or want to invest in a new one for recreation or work related activities? To get the best deals on your boat insurance consider the company that specializes in boat or watercraft along with the regular companies like Geico,Progressive and Allstate. Lot of insurance companies give significant discounts if you hold multiple policies with them If your automobile insurance covers more than one car, the big firms will give you a better deal, and they’ll do even better if you also have a homeowner’s policy with them. Many consumers are not aware that they may receive an extra discount by insurancing their boat and home throught the same company.

Your auto, home and boat  may be a better price sometimes depending on insurance company if policies are each bought seperately. Some insurance companies provide separate insurance offers for car, motorcycle or home. Progressive insurance will also provide premium for the same coverage upto three competitors, apart from this they have added boats and personal water craft to their fleet. Which means that getting discount boat insurance is now easier than ever.  Allstate earnestly advertises its acident forgiveness policies on both radio and television.

Comparing the rates of several different insurance companies will be the ideal method when trying to find the best deal on boat insurance. More people are getting boat insurance now, so it’s going to be easier to get quotes from several carriers. If you have an intention to take a boat insurance you should collect rates from various boat insurance specialty companies. Boat US, United Marine Underwriters and NBOAS (National Boat Owner’s Association) are among the most highly-regarded boat insurance providers.

NBOA’s membership benefits include perks such as marine expert advice, deep discounts and great premiums that beat many other marine insurance companies, and select discounts from their very own Boat Equipment Store. The following kinds of insurance – Sea Ray Boat insurance, power boat insurance, sail boat insurance, personal water craft insurance, house boat insurance, race boat insurance, ski boat insurance, jet ski insurance, catamaran insurance, fishing boat insurance and more are offered through The National Boat Owner’s Association. And of course it remains easy to sort out something like affordable auto insurance yourself. Their main competitor, Boat US, does towing and authorized service from dealers nationwide.

BoatUS has a reputation for having fantastic customer service. According to a comment from a customer on a boat forum, he had opted for a membership with BoatUS for an annual charge of $300. Just by way of example. A friend of mine had damage on his boat that would have cost $850 to repair. But because he had previously taken out the BoatUS policy, he was covered. Do your research before choosing who you want to insure your boat with, but ensure you get covered soon.

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knowledge | April 10, 2010

Every marina has different rules for what must be done by boat owners in the face of an approaching hurricane. In the wake of Katrina and Wilma, states are beginning to pass laws requiring boat owners to prepare their boats in certain ways. In light of all this information, some of it conflicting, what are the most important things a boat owner must know to protect themselves and their boat during a hurricane? There are two basic rules that most experts agree offer the most important advice. First, plan ahead for what you will do when a hurricane approaches. That means checking your contract with your marina to see what they require and checking with your state for any additional regulations. You should also check with your boat insurance company to see if they have regulations that may affect your coverage. Conduct a dry run during the off-season to be sure you fully understand how much time is necessary to move or prepare your boat.

Second, under no circumstances is it safe to attempt to ride out a hurricane in your boat. There is a persistent myth that being on a boat in open water is safer than being on land during a hurricane, but the facts do not bear it out. Hurricane winds and tides can carry boats far inland or even sink them. Your boat is not worth risking your life.Moving your boat is always the best way to prevent damage if at all possible. However, this requires arranging for inland storage space well ahead of time. Also, many boat owners are not aware that drawbridges are often locked down before a hurricane to facilitate the evacuation of people from low-lying areas. This increases the importance of moving your boat as soon as a hurricane watch is issued for your area. Some areas have flotilla plans in place in order to move the maximum number of boats in the shortest time. Your local emergency management office will issue flotilla information in advance of a hurricane. If you are planning on joining a flotilla, be sure that your boat is properly maintained and fueled.

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Tags: Approaching Hurricane, boat, Boat Insurance, Boat Owner, Boat Owners, boating, Boats, Emergency Management Office, Flotilla, hurricane, Hurricane Approaches, Hurricane Watch, Hurricane Winds, Important Things, Insurance Company, Katrina, Local Emergency Management, Maximum Number, minimize damage, Open Water, Persistent Myth, Storage Space, Tides, Wilma